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Open Enrollment starts November 1, 2015, with applications due by 12/15/15 for a 1/1/16 coverage start date. The process is […]

Have you heard about gap insurance?  Curious about what it does?  How does it work? The increase in health insurance

The healthcare landscape is changing.  In an effort to slow cost increases and improve the care that we receive, the

A Lot!!! The goal of any health insurance plan should not just be protection from catastrophic medical costs.  Instead, the

Sometimes when we need care it’s because of an emergency.  In those situations, we always advise seeking care immediately. Fortunately,

Large companies have utilized self-insurance to maximize the value of their group health insurance plans for many years.  By assuming

A growing trend in health insurance plans is a movement toward more ‘Qualified High Deductible Health Plans’ or QHDHP.  A

The Cadillac Tax is an interesting part of the Affordable Care Act.  It was added to the law in an

The implementation of the Affordable Care Act (ACA) has forced consumers and business owners to become creative.  To maintain compliance

Life gets busy, it’s easy to lose track of time. If you missed the 2014 open enrollment, your options are