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Open Enrollment is an interesting time with your insurance policy – the year is coming to a close and it’s time to see what the next year brings.  A couple of key points for you to consider for open enrollment: Choosing health insurance can be pretty confusing, but it’s important to keep in mind that …

The Affordable Care Act (ACA) introduced metal levels to simplify selecting a health insurance plan. These levels (Bronze, Silver, Gold, and Platinum) indicate the cost-sharing split between insurance providers and policyholders. Remember, the right level depends on your specific health needs and financial circumstances. Reviewing each plan’s details carefully and consulting a professional is essential. …

The death benefit is the core reason to own life insurance. It provides cash to loved ones after you die. But did you know that many policies also offer “living benefits”? A few examples include: