Life Insurance Q & A


  • Do I need life insurance?
    If someone would suffer financially at your death, you probably need life insurance. Whether you are the family’s primary breadwinner or a stay-at-home parent, you provide valuable services that would be expensive to replace.
  • How much life insurance do I need?
    A rule of thumb is to buy life insurance equal to five to ten times your annual income. But since no two individual circumstances are the same, contact us to get an estimate of your specific needs.
  • What kind of life insurance should I buy?
    You have two options. Term insurance provides coverage for a specific period of time, say 10 or 20 years. Permanent insurance, though it has a higher premium when initially purchased, provides lifelong coverage and other benefits, like the ability to accumulate cash on a tax-deferred basis. The kind that is right for you will depend on your particular financial situation.
  • Where can I buy life insurance?
    Contact Webb Insurance today to speak to an agent who will conduct a needs analysis, explain coverage options, and find the right products to fit your specific needs.