The Affordable Care Act (ACA) has had a tremendous impact on the individual health insurance market. By creating a national standard for health insurance underwriting, as well as a national individual open enrollment period, the ACA has made access to individual coverage more available. Hand in hand with that access comes a level of complications which is where an agent can be of significant value.
A couple of items to consider (this list is a good start, but it doesn’t cover everything):
For some more thoughts on open enrollment, check out our blog.
Health insurance is complicated. We make it simple to get along with.